This is mainly due to the fact that the cost of credit resources for banks has also remained unchanged, even increasing by 0.2 percentage points over the past three months. As a result, the Housing Affordability Index slightly improved compared to the previous week, decreasing by 0.4% to 2.254—the lowest level since late January.
The average mortgage payment varies by region. In Prague, the monthly installment is 35,403 CZK, in the South Moravian region it is 23,687 CZK, and in the Central Bohemian region it is 20,972 CZK. The most affordable mortgage payments remain in the Ústí nad Labem region, averaging 9,605 CZK per month.